Benefits included:

  • Retirement Savings
  • Investment planning
  • Life protection
  • Critical illness protection

Why You Need:

Retirement planning is the process of planning and managing your finances to help achieve your financial dreams in your retired life. According to EPF, Malaysians would have barely enough to sustain a decent life after retiring if they depend on EPF funds alone. 68% of EPF members aged 54 has less than RM 50,000 in their EPF accounts. As life-expectancy getting longer, Malaysians may easily live up to 75years old, 15years of no-income period.

We at LCK & associates will customised a solution according to your needs, to help you meet your desired lifestyle and even better, guarantees you an income in your golden years plus potential large returns on your investments.


If you'd like to find out more about LCK & Associates, get in touch and we'd be more than happy to share with you our passion.